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Special Offer: Earn 2.27% APY on 11 Month CDs

Open a new 11 Month CD between now and September 1 and earn an exceptional 2.27% APY<sup>1</sup> on your investment.

Get Started

Talk to a Financial Services Representative about our limited time 11 Month CD offer today.

Open a new 11 Month CD between now and September 1 and earn an exceptional 2.27% APY<sup>1</sup> on your investment.

Get Started

Talk to a Financial Services Representative about our limited time 11 Month CD offer today.

CD Accounts

  • Special Offer: 11 Month CDs

    Earn 2.27% APY on your new CD Account

    For a limited time, First Bank is offering 2.27% APY1 on new 11 month CD accounts. Meet your savings goals more quickly by opening a First Bank CD account today.

    1Offer valid through September 1, 2018. Withdrawal of interest may reduce earnings. An interest penalty will be imposed for early withdrawal. Rate and APY effective July 1, 2018. Fees could reduce earnings to the account. Available for personal and business accounts. Refer to Truth in Savings disclosure. Annual Percentage Yield. Minimum to obtain disclosed APY is $1,000.00. Minimum to open the account is $1,000.00. Method of earning interest (daily balance method) and quarterly compounding.

  • Certificates of Deposit

    Minimum to open: $1,000

    First Bank offers various Certificates of Deposit (CD) programs. We have a number of CD accounts available with maturity terms ranging from 90 days to 5 years. Below you can find the most current information on each CD account we offer, as well as rates for each type of account.

    Product Name Interest Rate Annual Percent Yield
    3 Month CD 0.40% 0.40%
    6 Month CD 0.60% 0.60%
    12 Month CD 0.80% 0.80%
    15 Month Comfort CD 0.80% 0.80%
    18 Month CD 1.00% 1.00%
    18 Month Variable IRA 1.00% 1.00%
    24 Month CD 1.10% 1.10%
    36 Month CD 1.20% 1.20%
    60 Month CD 2.00% 2.01%
    HSA Account 0.05% 0.05%

    Call 940.691.0000 for current rate information. Interest Rates and Annual Percentage Yields are accurate as of March 23, 2018, and are subject to change without notice.

    • $1000 minimum to open a non-IRA CD
    • Must maintain a daily balance of $1,000 to obtain this disclosed Annual Percentage Yield.
    • A penalty may be imposed for early withdrawal.**
    • Please read our Privacy Policy.

    **Early withdrawal penalties on CDs are as follows:

    • 15 month CD term or less: 30 days’ interest on amount withdrawn
    • 18 month CD term or 24 month CD term: 90 days’ interest on amount withdrawn
    • CD Term is over 2 years: 180 days’ interest on amount withdrawn
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Joseph F. – Aledo, TX

I love First Bank because I have always felt important and taken care of! I have been with them for over 30 years. They have gone above and beyond to help with my needs.

Carol B. – Wichita Falls, Texas

First Bank is very easy to work with – they're a great team. I couldn’t imagine banking with anyone else.

Shawn C. – Carrollton

When I started looking for a loan, a friend recommended First Bank. I had such a good experience, I have since moved all my banking there.

Ruben R. – Wichita Falls, Texas

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